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ACORD XML for Life, Annuity & Health

 

XML (Extensible Markup Language) is the electronic language of the Internet, facilitating real-time, cross-platform, peer-to-peer communication. The ACORD XML Life, Annuity & Health Standards provide all the benefits of XML combined with the robust, industry-tested ACORD Life, Annuity & Health Data Model.

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About ACORD XML for Life, Annuity & Health

ACORD XML for Life, Annuity & Health is a family of specifications for the industry designed to enable real-time, cross platform business partner message/information sharing. It accomplishes this by combining the rich data vocabulary of the Life, Annuity & Health Data Model with all the benefits of XML, which provides the means for sharing between:

  • any-to-any system (mainframe, PC, Palm, etc.)
  • any-to-any program language (C, VB, Java, etc.)
  • any-to-any communication method (Internet, modem dial-up, etc.)
  • any-to-any messaging infrastructures (email, ftp, MQSeries, etc.)

How? Because the Life, Annuity & Health XML standards are well-defined, structured text file - so any system that can read or produce text can support it!

Delivering ACORD XML for Life, Annuity & Health
ACORD Life, Annuity & Health Standards are comprised of three core specifications:

  • The Business Message Specification (TXLife) - Provides the business requirement, use case, form and definitions for various business processes in the insurance industry. Each message defines its purpose, the various objects and properties that it is comprised of, and the basic message choreography in a request/response form or a more classic "push", batch or transmittal form. There are currently well over 200 messages defined so far, and message definition is a core focus in the current Standards development effort.
  • The Object Model Specification (XMLife) - Provides both a common vocabulary of data elements (properties) and their formal insurance specific definitions as well as a standard objects model for defining how various logical components interrelate with one another. These are the core components of all the messages defined in the business message layer.
  • The Tabular Data Specification (XTbML) - Developed in concert with the Society of Actuaries, XTbML provides XML vocabulary for defining structure and syntax of tables of data – from single lists to very complex multi-dimensional tabular data.

All of these specifications are publicly available for download, providing that you agree to our Terms and Conditions. ACORD Life, Annuity & Health Program members have access to a Members Only area as well, which contains a variety of additional documents to assist in implementing the specifications.  Discover the value and benefits of Life, Annuity & Health Membership.

Contact

If you wish to receive more information about the ACORD XML for Life standard, please contact please contact the Life, Annuity & Health Program Management:

Clifford L. Chaney
Phone: +1 402-328-2363
Email: cchaney@acord.org

 
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